LEGAL DISCLAIMER:
The services and approaches listed within the Keiter Stephens website are for informational purposes only and are not to be construed as professional advice.

Communications sent to the firm via this Web site or via the Internet may not be secure and may be intercepted by other parties. Imparting this information does not constitute a client-accountant relationship nor does the transmission or receipt of any e-mail sent through this website constitute or create, in any way, a client-accountant relationship or a job application.

Further, regarding any services listed on the Keiter Stephens website, unless engaged specifically to perform the service (in writing, in a formal, signed engagement letter between the client and the firm) it should not be construed that the service will be performed by the firm. The firm offers multiple levels of services to clients and client engagements will vary with regard to depth and level of each and every service as agreed prior to performing the services. A client should always refer to the signed engagement letter to understand the specific services the firm agrees to provide and the scope of those services. Past results afford no guarantee of future results.

IRS CIRCULAR 230 DISCLAIMER:
IRS Circular 230 Notice: To the extent this website or files available within it concern tax matters, our information is not intended to be used and cannot be used by a taxpayer for the purpose of avoiding penalties that may be imposed by law or in promoting, marketing, or recommending to another party any transaction or matter addressed.

NOTICE OF PRIVACY PRACTICES:
CPAs, like all providers of personal financial services, are now required by law to inform their clients of their policies regarding privacy of client information. CPAs have been and continue to be bound by professional standards of confidentiality that are even more stringent than those required by law. Therefore, we have always protected your right to privacy.

Types of Nonpublic Personal Information We Collect
We collect nonpublic personal information about you that is either provided to us by you or obtained by us with your authorization.

Disclosures to Nonaffiliated Parties
For current and former clients, we do not disclose any nonpublic personal information obtained in the course of our practice except as required or permitted by law or authorized by you. Permitted disclosures include, for instance, providing information to our employees and, in limited situations, to unrelated third parties who need to know that information to assist us in providing services to you. In all such situations, we stress the confidential nature of information being shared.

Protecting the Confidentiality and Security of Current and Former Client Information
We retain records relating to professional services that we provide so that we are better able to assist you with your professional needs and, in some cases, to comply with professional guidelines. In order to guard your nonpublic personal information, we maintain physical, electronic, and procedural safeguards that comply with our professional standards.

Disclosures to Affiliated Parties
In order to best serve you, we may disclose certain nonpublic personal information about our clients and former clients that we collect to our affiliates. Our affiliates will not disclose your nonpublic personal information obtained from Keiter Stephens to nonaffiliated third parties except as provided above.

The following companies are affiliates of Keiter, Stephens, Hurst, Gary & Shreaves, P.C.:

Keiter, Slabaugh, Penny & Holme, LLC
CapGroup Investment Advisors, Inc.
Dominion Partners, L.C.

You do not need to call, or do anything as a result of this notice. This notice is meant to inform you of how we use and safeguard your nonpublic personal financial information. You may wish to file this notice with your tax papers. Please call if you have any questions, because your privacy, our professional ethics, and the ability to provide you with quality financial services are very important to us.